Castle Hills police has arrested a man who illegally gained access to a car owned by a woman and then enjoyed himself by indulging in a shopping spree. According to the affidavit filed by the police, Lenard Samaniego filched the purse from the car when it was parked inside a parking lot. The parking lot was of a church.
Samandiego made a number of purchases after he got access to the card. He began at HEB and soon ran off with expenses of approximately $400. The spending was made on gift cards and gasoline. He then visited a pawnshop in the area and spent $99 to buy a ring for Valentine's Day.
A person is said to have committed a debit or credit card fraud when that person illegally takes or obtains another person's debit or credit card. Fraud also is said to occur when there was illegality in signing, selling, or buying another person's card. The list of illegal activities also encompass the usage of his or her own card when there is knowledge of using the card without proper authorization or was obtained from the issuer using fraudulent means.
A fraud spree is described as an unauthorized charge on the existing accounts. Fraud schemes generally falls into either one of the two categories: account takeover and application fraud. The former involves criminal hijacking of existing account of the credit card holder. An offender obtains sufficient information concerning the victim to vary the billing address of the account holder. The criminal then reports that particular card to be stolen or even lost to obtain a newly issued card. Fraudulent purchases are then made with it. For application fraud, credit card accounts are opened in a person's name without that individual's knowledge and authorization. This is possible if the perpetrator can obtain sufficient information concerning the victim. The information is then written to make the application for the card. Some expert criminals even generate authentic looking counterfeit documents. Criminals may gather information even by riffling through your mailbox or your trash.
The police were initially scant on leads until the investigators of the police department shared the surveillance video of purchases made. They soon had a number of tips on the thief. Samandiego was arrested soon after. He was charged with the crime of abusing credit cards. He is currently held at Bexar County Jail.