Global Atlantic Delivers a New Indexed Universal Life Insurance Product with a Strong Death Benefit Guarantee

Atlantic Financial Group today launched Lifetime Foundation ELITE, a
new indexed universal life insurance product for individuals seeking
simple, affordable and secure death benefit guarantees. Lifetime
Foundation ELITE provides a simple approach to life insurance with a
death benefit guarantee. Assuming minimum premium requirements have been
met, the death benefit of the policy can be guaranteed up to the earlier
of age 90, or 40 years, depending on the insured’s underwriting class.
With a death benefit guarantee up to age 90, the risk of outliving the
guarantee can be diminished significantly, which helps to alleviate
concerns often associated with IUL products.

“We understand that clients are looking for products that offer
guarantees to life expectancy, living benefits and lifestyle-focused
features,” said David Wilken, President, Life, at Global Atlantic. “Life
insurance is an essential part of financial planning during one’s
lifetime, and having the comfort that your policy will be there when
your dependents need it is imperative.”


Lifetime Foundation ELITE offers customizable riders to help clients
build a policy that fits their needs. Options include an Accelerated
Access Rider (“AAR”), enabling clients to access a portion of their
policy’s death benefit in the event of a chronic or critical illness.
AAR is not available in California. In addition, the Terminal Illness
Accelerated Death Benefit Rider helps by providing an acceleration of a
portion of the policy’s death benefit up front to assist with health
costs and other expenses in the event of a terminal illness.

Also available is a Wellness for Life® Rider, which provides rewards for
practicing healthy habits, ultimately saving clients a substantial
amount of money on their policy. Wellness for Life ® was the first
Wellness rider introduced as part of a life insurance policy.

Products not available in New York. Rider availability varies by state.

Lifetime Foundation ELITE is issued by and all policy benefits are the
responsibility of Accordia Life and Annuity Company, 215 10th Street,
Des Moines, Iowa. Accordia Life is a subsidiary of Global Atlantic
Financial Group Limited. Policy forms ICC17-IULC-C18, IULC-C18 Rider
forms ULWL-E14, ICC16-LCCABR-I16 or LCCABR2-I16

Global Atlantic Financial Group (Global Atlantic) is the marketing name
for Global Atlantic Financial Group Limited and its subsidiaries,
including Accordia Life and Annuity Company and Forethought Life
Insurance Company. Each subsidiary is responsible for its own financial
and contractual obligations.

About Global Atlantic Financial Group

Global Atlantic Financial Group, through its subsidiaries, offers a
broad range of retirement, life and reinsurance products designed to
help our customers address financial challenges with confidence. A
variety of options help Americans customize a strategy to fulfill their
protection, accumulation, income, wealth transfer and end-of-life needs.
In addition, Global Atlantic offers custom solutions and responsive
service for the capital, risk and legacy-business management of life and
annuity insurance companies.

Global Atlantic was founded at Goldman Sachs in 2004 and separated as an
independent company in 2013. Its success is driven by a unique heritage
that combines deep product and distribution knowledge with insightful
investment and risk management capabilities, alongside a strong
financial foundation of over $60 billion in assets as of March 31, 2018.

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